If you’re looking to raise funds for home improvements, consolidate debts or simply achieve a better mortgage rate, a remortgage might be for you!

A remortgage can be used for several different reasons, it can simply be to give you on the best available deal for your mortgage, ensuring you don’t pay more than you have to.

Your current mortgage may be coming to the end of the fixed term, putting you on a higher monthly payment. We can source a wide range of deal, so you can have the best available product, whether fixed, tracker, discounted for you individual circumstances.

A remortgage may not always be the most suitable solution in some cases. Regardless if the new lender has a lower APR, other factors need to be considered.

The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.

If you switch mortgage remember to look at the overall repayment period. You may be able to pay less monthly, but check the final repayment date of the mortgage as well.

You may have to pay an early repayment charge to your existing lender if you re-mortgage to avoid any additional costs, a mortgage may be able to be switched with your current lender. Talking to us will help you decided what the best available option for you is.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR LENDER IF YOU REMORTGAGE.