In light of the announcement today that the Bank of England has increased interest rates to 1.00%*, we wanted to write to you to explain how that might affect your mortgage. The good news is that if your mortgage is on a fixed rate, your monthly repayments are unaffected. Those with fixed rate mortgages are likely...Read More

What is a Remortgage? Remortgaging is when you look to move from one mortgage deal to another, either staying with your existing lender or moving to a new one. As the years go by, you don’t necessarily have to stay on the same mortgage as the one you initially took out, as your personal circumstances...Read More

Interest rates have increased for the third time in four months as the Bank of England tries to calm the rise in the cost of living. The increase to 0.75% from 0.5% comes as households face soaring energy bills, fuel, and rising costs to the weekly shop. The good news is that if your mortgage...Read More

Will your mortgage payments be impacted? In light of the announcement yesterday afternoon, that the Bank of England has increased interest rates, we wanted to write to you to explain how that might affect your mortgage. The increase to 0.5% from 0.25% comes as households face soaring energy bills and rising costs to the weekly...Read More

It’s been a hectic whirlwind of a year for obvious reasons, but we hope you have some time to relax and unwind as the year draws to a close. 2021 has certainly been an eventful twelve months for the housing market too. This year being the strongest on record for house purchase volumes since 20061....Read More

What does that mean for you & your mortgage? In light of the announcement this morning that the Bank of England has increased interest rates, we wanted to explain how that might affect your mortgage. The good news is that if your mortgage is on a fixed rate, your monthly repayments are unaffected. So, along with...Read More

What does this mean for you? Because of the uncertainties in the financial markets, and the wider international economy, there has been speculation that the Bank of England would increase interest rates this month to counter the possible effects of a likely inflationary cycle. This month, they have decided not to make that move. Therefore...Read More

With the prospect of higher costs for food and services, particularly energy, it is a sensible time to look at ways of cutting household costs. The world of home insurance might seem a rather boring area to concentrate on, but on closer examination significant savings can be made. In many cases, it can result in...Read More

These are unprecedented times in which to bring up children and one of the vital lessons we can pass on to them is to teach them how to understand and manage money. Without a real appreciation of how to handle finance, so many adults end up in debt – often because no one ever taught...Read More

Now the Christmas festivities are over and we’re into a new year, are you looking at moving home? Maybe you’re a first time buyer and you have decided that 2019 is your year to get onto the property ladder? Or maybe you need a bigger place, so you can host Christmas Dinner next year? Perhaps...Read More